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Last updated: 9 November 2026
Free to apply via CardsGuruji · subject to issuer approval
What you earn on every spend, and the ways you can cash it in.
You earn
15 EDGE Points per ₹200 spent
Earn 15 EDGE Reward Points for every ₹200 spent across most categories. Insurance spends are capped at 6,000 points per month. Government institutions, gold/jewellery, fuel, utilities, and rent do not earn rewards.
Redeem for
The privileges that come bundled in, beyond the reward points.
Lounge Access: Unlimited domestic and international airport lounge access for primary and add-on cardholders, plus 12 complimentary guest visits for each per year
Memberships: Complimentary ALL Accor+ Explorer
Club Marriott
Taj Epicure, and EazyDiner Prime memberships
Movies: Buy One Get One free on BookMyShow. Get up to 5 movie tickets (max ₹500 each) and 5 non-movie tickets (max ₹1,000 each) free every month
Golf & Concierge: 50 complimentary golf rounds per year and 8 complimentary airport meet-and-greet concierge services
Zero Forex & Cash Advance: 0% foreign currency markup fee and zero cash withdrawal charges.
An honest read on where this card earns its keep — and where it doesn't.
Extremely rare 0% forex markup fee makes it a top-tier choice for international travel
One of the lowest APRs in the industry at just 1.5% per month (19.56% annually)
Zero cash advance fees with interest-free cash withdrawals until the due date
Incredible lounge access with 12 guest visits and 8 VIP airport concierge services
Massive movie benefits saving up to ₹7,500 monthly on BookMyShow
Extremely high entry barrier requiring ₹5 Crore TRV or ₹10 Lakh monthly salary
Massive ₹50,000 annual fee applies if the Burgundy Private relationship status is lost
Points to miles transfer is capped at 15 Lakh points annually (split by partner groups)
Rent, fuel, and utility transactions are strictly excluded from earning reward points
Everything the issuer can bill you for, in one place.
Applied only when the situation arises
Charged on any balance you carry forward
Fee waiver: most issuers waive the renewal fee once your yearly spends cross a set threshold. Confirm the exact criteria with Axis Bank before you apply.
Issuer-stated requirements and CardsGuruji guidance are shown separately.
Note: A displayed score is editorial guidance only unless separately identified as an issuer-stated requirement.
See how Axis Bank Burgundy Private Credit Card stacks up against competing cards on reward rates, annual charges, and milestone perks.
Use our customizable comparison tool to benchmark fees, lounge access, and rewards.
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Everything you need to know about Axis Bank Burgundy Private Credit Card fees, reward conversion, lounge access, and application eligibility.
Axis Bank Burgundy Private Credit Card has an annual fee of ₹50,000 plus 18% GST. Most cardholders can get subsequent annual renewal fees waived by reaching the bank's annual milestone spend threshold. Additionally, the initial fee is often offset by welcome privileges like "Complimentary lifetime free for Burgundy Private clients. May include 30,000 bonus EDGE Reward Points on your first transaction depending on the onboarding channel.".
Axis Bank Burgundy Private Credit Card earns EDGE Reward Points at a primary rate of 15 EDGE Points per ₹200 spent. Specifically, Earn 15 EDGE Reward Points for every ₹200 spent across most categories. Insurance spends are capped at 6,000 points per month. Government institutions, gold/jewellery, fuel, utilities, and rent do not earn rewards.. Spends in Travel, Lifestyle, Super Premium, Entertainment categories provide the maximum valueback per transaction on this card.
Rewards earned on Axis Bank Burgundy Private Credit Card can be redeemed for Airline & Hotel Partners (5:4 transfer ratio), EDGE Rewards Catalog (1 Point = ₹0.20) via Axis Bank's official rewards portal or mobile banking app. Points typically carry a multi-year validity period, though regular redemption against high-value vouchers or statement balances is advised.
Yes, Axis Bank Burgundy Private Credit Card features complimentary airport lounge privileges. Privileges include: "Lounge Access: Unlimited domestic and international airport lounge access for primary and add-on cardholders". Note that banks frequently require a minimum spend (typically ₹35,000 to ₹50,000) in the previous calendar quarter to unlock complimentary lounge access.
A CIBIL credit score of 750 or above is strongly recommended for approval of Axis Bank Burgundy Private Credit Card. Applicants should be Indian residents aged 21 to 65 years with a stable monthly income (salaried or self-employed with ITR) and no recent payment defaults or high credit utilization over 30%.
Axis Bank Burgundy Private Credit Card is issued on the Visa or MasterCard network with worldwide acceptance at over 30 million merchant establishments and online portals. International transactions, contactless tap-to-pay (up to ₹5,000 without PIN), and tokenized payments are supported once enabled in your banking app.
Axis Bank Burgundy Private Credit Card levies a forex markup fee of 0% (Nil markup) on transactions processed in foreign currencies. For cross-border shopping and overseas travel, remember that standard 18% GST applies on the markup charge.
Axis Bank Burgundy Private Credit Card currently features a welcome offer: "Complimentary lifetime free for Burgundy Private clients. May include 30,000 bonus EDGE Reward Points on your first transaction depending on the onboarding channel.". To claim this joining perk, cardholders typically need to activate the card and complete a qualifying initial transaction within 30 to 60 days of card issuance.
Key highlights include Extremely rare 0% forex markup fee makes it a top-tier choice for international travel and One of the lowest APRs in the industry at just 1.5% per month (19.56% annually). However, keep in mind that Extremely high entry barrier requiring ₹5 Crore TRV or ₹10 Lakh monthly salary and Massive ₹50. Overall, Axis Bank Burgundy Private Credit Card delivers strong value if your regular spending aligns with Travel, Lifestyle, Super Premium, Entertainment.
You can apply for Axis Bank Burgundy Private Credit Card directly through Axis Bank's official website or digital portal. Essential documents include your PAN card, Aadhaar card for video KYC, proof of address, and recent income documentation (3 months' salary slips or latest ITR with computation). Decisions are typically communicated within 2 to 4 working days.
