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Last updated: 4 October 2026
Free to apply via CardsGuruji · subject to issuer approval
What you earn on every spend, and the ways you can cash it in.
You earn
4 points per ₹200 spent
You capture 4 EDGE Reward Points for every ₹200 swiped on general retail purchases. Because this is a legacy travel card, actual redemption values depend heavily on the active Axis EDGE catalog.
The privileges that come bundled in, beyond the reward points.
1 complimentary domestic airport lounge visit per quarter under the Mastercard lounge program.
Minimum 15% discount on dining bills at partner restaurants via Axis Bank Dining Delights.
Historical flat cashbacks on travel: up to 20% on domestic flights
₹25 off IRCTC tickets, and flat discounts on bus/car rentals.
1% fuel surcharge waiver across all Indian petrol pumps (on transactions between ₹400 and ₹4,000, capped at ₹400/month).
An honest read on where this card earns its keep — and where it doesn't.
Packed a massive punch upfront with free flights and ₹10K in holiday vouchers for new cardholders.
Provided quarterly domestic airport lounge access without charging an ultra-premium annual fee.
Served as a versatile travel companion with built-in cashbacks across flights, trains (IRCTC), and buses.
This is a discontinued legacy card—Axis Bank has officially sunsetted new applications [1.2.1].
Carries a punishingly high interest rate, clocking in at an annualized 55.55%.
Demanded a steep ₹1,200 upfront joining fee before dropping to the ₹500 annual rate.
Many of the core travel perks were tightly locked to specific, dated booking portals like Ezeego1.
Everything the issuer can bill you for, in one place.
Applied only when the situation arises
Charged on any balance you carry forward
Fee waiver: most issuers waive the renewal fee once your yearly spends cross a set threshold. Confirm the exact criteria with Axis Bank before you apply.
Issuer-stated requirements and CardsGuruji guidance are shown separately.
Note: A displayed score is editorial guidance only unless separately identified as an issuer-stated requirement.
See how Axis Bank My Wings Credit Card stacks up against competing cards on reward rates, annual charges, and milestone perks.
Use our customizable comparison tool to benchmark fees, lounge access, and rewards.
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Everything you need to know about Axis Bank My Wings Credit Card fees, reward conversion, lounge access, and application eligibility.
Axis Bank My Wings Credit Card has an annual fee of ₹500 plus 18% GST. Most cardholders can get subsequent annual renewal fees waived by reaching the bank's annual milestone spend threshold. Additionally, the initial fee is often offset by welcome privileges like "Welcome aboard with two complimentary base-fare domestic flight tickets and a bundle of hotel/holiday vouchers valued at ₹10,000.".
Axis Bank My Wings Credit Card earns EDGE Reward Points at a primary rate of 4 points per ₹200 spent. Specifically, You capture 4 EDGE Reward Points for every ₹200 swiped on general retail purchases. Because this is a legacy travel card, actual redemption values depend heavily on the active Axis EDGE catalog.. Spends in Travel, Lifestyle categories provide the maximum valueback per transaction on this card.
Yes, Axis Bank My Wings Credit Card features complimentary airport lounge privileges. Privileges include: "1 complimentary domestic airport lounge visit per quarter under the Mastercard lounge program.". Note that banks frequently require a minimum spend (typically ₹35,000 to ₹50,000) in the previous calendar quarter to unlock complimentary lounge access.
A CIBIL credit score of 700 or above is strongly recommended for approval of Axis Bank My Wings Credit Card. Applicants should be Indian residents aged 21 to 65 years with a stable monthly income (salaried or self-employed with ITR) and no recent payment defaults or high credit utilization over 30%.
Axis Bank My Wings Credit Card is issued on the MasterCard or Visa network with worldwide acceptance at over 30 million merchant establishments and online portals. International transactions, contactless tap-to-pay (up to ₹5,000 without PIN), and tokenized payments are supported once enabled in your banking app.
Axis Bank My Wings Credit Card levies a forex markup fee of 3.50% of the converted Indian Rupee transaction amount on transactions processed in foreign currencies. For cross-border shopping and overseas travel, remember that standard 18% GST applies on the markup charge.
Axis Bank My Wings Credit Card currently features a welcome offer: "Welcome aboard with two complimentary base-fare domestic flight tickets and a bundle of hotel/holiday vouchers valued at ₹10,000.". To claim this joining perk, cardholders typically need to activate the card and complete a qualifying initial transaction within 30 to 60 days of card issuance.
Key highlights include Packed a massive punch upfront with free flights and ₹10K in holiday vouchers for new cardholders. and Provided quarterly domestic airport lounge access without charging an ultra-premium annual fee.. However, keep in mind that This is a discontinued legacy card—Axis Bank has officially sunsetted new applications [1.2.1]. and Carries a punishingly high interest rate. Overall, Axis Bank My Wings Credit Card delivers strong value if your regular spending aligns with Travel, Lifestyle.
Yes, Axis Bank My Wings Credit Card includes a 1% fuel surcharge waiver for fuel spends typically between ₹400 and ₹4,000 at all government and private fuel stations in India. (1% fuel surcharge waiver across all Indian petrol pumps (on transactions between ₹400 and ₹4,000). The monthly waiver is subject to a cap, and GST charged on the surcharge is non-refundable.
You can apply for Axis Bank My Wings Credit Card directly through Axis Bank's official website or digital portal. Essential documents include your PAN card, Aadhaar card for video KYC, proof of address, and recent income documentation (3 months' salary slips or latest ITR with computation). Decisions are typically communicated within 2 to 4 working days.
