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Last updated: 9 November 2026
Free to apply via CardsGuruji · subject to issuer approval
What you earn on every spend, and the ways you can cash it in.
You earn
Up to 2 EDGE Miles per ₹100 spent
Earn 1 EDGE Mile per ₹100 on domestic transactions. Earn 2 EDGE Miles per ₹100 on international transactions. Excludes spends on fuel, rent, wallet loads, utilities, education, and government institutions.
Redeem for
The privileges that come bundled in, beyond the reward points.
Global Lounge Access: Unlimited complimentary domestic and international airport lounge access (via Priority Pass) for primary and add-on cardholders, plus 10 guest visits per year
Premium Memberships: Complimentary Taj Epicure Membership offering dining discounts, spa privileges, and room upgrades
Airport Services: 8 complimentary airport concierge (Meet & Greet) services and 2 complimentary airport transfers per year
Golf Privileges: 8 complimentary golf rounds or lessons annually across domestic golf courses, with the ability to earn more based on spending
Movie & Dining: Buy One Get One Free on movies (up to ₹650) and non-movies (up to ₹1,000) via BookMyShow
Up to ₹1,000 discount via Axis Dining Delights on EazyDiner
An honest read on where this card earns its keep — and where it doesn't.
Incredible 1:4 transfer ratio to partner airlines and hotels makes rewards highly lucrative
Unlimited global lounge access for primary, add-on, AND up to 10 guest visits
Welcome benefits (₹10k voucher + 2,500 miles) effectively cover the heavy joining fee in the first year
Low foreign currency markup fee of just 1.8%
Extremely high annual fee of ₹20,000 with no spend-based waiver available
Annual conversion caps imposed on transferring points to partners (7.5 Lakh EDGE Miles total)
Base reward rate is standard 1% for domestic spending without any accelerators
Strict exclusion on earning rewards for utilities, government, and education payments
Everything the issuer can bill you for, in one place.
Applied only when the situation arises
Charged on any balance you carry forward
Fee waiver: most issuers waive the renewal fee once your yearly spends cross a set threshold. Confirm the exact criteria with Axis Bank before you apply.
Issuer-stated requirements and CardsGuruji guidance are shown separately.
Note: A displayed score is editorial guidance only unless separately identified as an issuer-stated requirement.
See how Axis Bank Olympus Credit Card stacks up against competing cards on reward rates, annual charges, and milestone perks.
Use our customizable comparison tool to benchmark fees, lounge access, and rewards.
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Everything you need to know about Axis Bank Olympus Credit Card fees, reward conversion, lounge access, and application eligibility.
Axis Bank Olympus Credit Card has an annual fee of ₹20,000 plus 18% GST. Most cardholders can get subsequent annual renewal fees waived by reaching the bank's annual milestone spend threshold. Additionally, the initial fee is often offset by welcome privileges like "Welcome benefit of Taj/ITC Hotel Vouchers worth ₹10,000 and 2,500 bonus EDGE Miles upon making your first transaction within 30 days of card issuance.".
Axis Bank Olympus Credit Card earns EDGE Miles at a primary rate of Up to 2 EDGE Miles per ₹100 spent. Specifically, Earn 1 EDGE Mile per ₹100 on domestic transactions. Earn 2 EDGE Miles per ₹100 on international transactions. Excludes spends on fuel, rent, wallet loads, utilities, education, and government institutions.. Spends in Travel, Lifestyle, Super Premium categories provide the maximum valueback per transaction on this card.
Rewards earned on Axis Bank Olympus Credit Card can be redeemed for Transfer to 18+ Partner Airlines and Hotels (1 EDGE Mile = 4 Partner Points), Axis Travel EDGE Portal (Flight & Hotel Bookings) via Axis Bank's official rewards portal or mobile banking app. Points earned remain valid for 36 months from the transaction date before expiring.
Yes, Axis Bank Olympus Credit Card features complimentary airport lounge privileges. Privileges include: "Global Lounge Access: Unlimited complimentary domestic and international airport lounge access (via Priority Pass) for primary and add-on cardholders". Note that banks frequently require a minimum spend (typically ₹35,000 to ₹50,000) in the previous calendar quarter to unlock complimentary lounge access.
A CIBIL credit score of 750 or above is strongly recommended for approval of Axis Bank Olympus Credit Card. Applicants should be Indian residents aged 21 to 65 years with a stable monthly income (salaried or self-employed with ITR) and no recent payment defaults or high credit utilization over 30%.
Axis Bank Olympus Credit Card is issued on the Visa network with worldwide acceptance at over 30 million merchant establishments and online portals. International transactions, contactless tap-to-pay (up to ₹5,000 without PIN), and tokenized payments are supported once enabled in your banking app.
Axis Bank Olympus Credit Card levies a forex markup fee of 1.8% + GST on transactions processed in foreign currencies. For cross-border shopping and overseas travel, remember that standard 18% GST applies on the markup charge.
Axis Bank Olympus Credit Card currently features a welcome offer: "Welcome benefit of Taj/ITC Hotel Vouchers worth ₹10,000 and 2,500 bonus EDGE Miles upon making your first transaction within 30 days of card issuance.". To claim this joining perk, cardholders typically need to activate the card and complete a qualifying initial transaction within 30 to 60 days of card issuance.
Key highlights include Incredible 1:4 transfer ratio to partner airlines and hotels makes rewards highly lucrative and Unlimited global lounge access for primary. However, keep in mind that Extremely high annual fee of ₹20 and 000 with no spend-based waiver available. Overall, Axis Bank Olympus Credit Card delivers strong value if your regular spending aligns with Travel, Lifestyle, Super Premium.
You can apply for Axis Bank Olympus Credit Card directly through Axis Bank's official website or digital portal. Essential documents include your PAN card, Aadhaar card for video KYC, proof of address, and recent income documentation (3 months' salary slips or latest ITR with computation). Decisions are typically communicated within 2 to 4 working days.
