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Last updated: 14 October 2026
Free to apply via CardsGuruji · subject to issuer approval
What you earn on every spend, and the ways you can cash it in.
You earn
Up to 3% on Adani ecosystem
Earn 3 Adani Reward Points (3%) per ₹100 spent on the Adani One App (Flights, Hotels, Trains). Earn 1.5 Reward Points (1.5%) at Adani-managed airports (Duty-Free, F&B, Parking). Earn 1 Reward Point (1%) on other domestic retail spends and 0.5 Reward Points (0.5%) on utilities and insurance. 1 Adani Reward Point = ₹1.
Redeem for
The privileges that come bundled in, beyond the reward points.
2 complimentary domestic airport lounge visits per quarter (subject to ICICI's minimum spend criteria)
Annual fee of ₹750 is waived on spending ₹1,50,000 or more in the previous anniversary year
1% fuel surcharge waiver across all petrol pumps in India on transactions up to ₹4,000 (capped at ₹250 per month)
An honest read on where this card earns its keep — and where it doesn't.
High reward value (1 Point = ₹1) which is excellent for an entry-level travel card
Great 3% flat return on travel bookings via the Adani One ecosystem
Strong welcome benefits that completely offset the joining fee
Offers airport lounge access for a relatively low annual fee
Rewards are strictly locked into the Adani One ecosystem for redemption
High annual fee waiver milestone (₹1.5 Lakhs) for a card with a ₹750 fee
Base reward rate on general everyday spending is only 1%
Lounge access requires meeting ICICI's quarterly spend thresholds
Everything the issuer can bill you for, in one place.
Applied only when the situation arises
Charged on any balance you carry forward
Fee waiver: most issuers waive the renewal fee once your yearly spends cross a set threshold. Confirm the exact criteria with ICICI Bank before you apply.
Issuer-stated requirements and CardsGuruji guidance are shown separately.
Note: A displayed score is editorial guidance only unless separately identified as an issuer-stated requirement.
See how ICICI Adani One Platinum Credit Card stacks up against competing cards on reward rates, annual charges, and milestone perks.
Use our customizable comparison tool to benchmark fees, lounge access, and rewards.
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Everything you need to know about ICICI Adani One Platinum Credit Card fees, reward conversion, lounge access, and application eligibility.
ICICI Adani One Platinum Credit Card has an annual fee of ₹750 plus 18% GST. Most cardholders can get subsequent annual renewal fees waived by reaching the bank's annual milestone spend threshold. Additionally, the initial fee is often offset by welcome privileges like "Flight discount voucher worth ₹2,000 and a holiday voucher worth ₹250 upon joining.".
ICICI Adani One Platinum Credit Card earns Adani Reward Points at a primary rate of Up to 3% on Adani ecosystem. Specifically, Earn 3 Adani Reward Points (3%) per ₹100 spent on the Adani One App (Flights, Hotels, Trains). Earn 1.5 Reward Points (1.5%) at Adani-managed airports (Duty-Free, F&B, Parking). Earn 1 Reward Point (1%) on other domestic retail spends and 0.5 Reward Points (0.5%) on utilities and insurance. 1 Adani Reward Point = ₹1.. Spends in Travel, Rewards categories provide the maximum valueback per transaction on this card.
Rewards earned on ICICI Adani One Platinum Credit Card can be redeemed for Adani One App (Flights, Hotels, Trains, Cabs), Duty-Free Stores at Adani Airports, Services at Adani-managed Airports via ICICI Bank's official rewards portal or mobile banking app. Points earned remain valid for 36 months from the transaction date before expiring.
Yes, ICICI Adani One Platinum Credit Card features complimentary airport lounge privileges. Privileges include: "2 complimentary domestic airport lounge visits per quarter (subject to ICICI's minimum spend criteria)". Note that banks frequently require a minimum spend (typically ₹35,000 to ₹50,000) in the previous calendar quarter to unlock complimentary lounge access.
A CIBIL credit score of 720 or above is strongly recommended for approval of ICICI Adani One Platinum Credit Card. Applicants should be Indian residents aged 21 to 65 years with a stable monthly income (salaried or self-employed with ITR) and no recent payment defaults or high credit utilization over 30%.
ICICI Adani One Platinum Credit Card is issued on the Visa network with worldwide acceptance at over 30 million merchant establishments and online portals. International transactions, contactless tap-to-pay (up to ₹5,000 without PIN), and tokenized payments are supported once enabled in your banking app.
ICICI Adani One Platinum Credit Card levies a forex markup fee of 3.5% + GST on transactions processed in foreign currencies. For cross-border shopping and overseas travel, remember that standard 18% GST applies on the markup charge.
ICICI Adani One Platinum Credit Card currently features a welcome offer: "Flight discount voucher worth ₹2,000 and a holiday voucher worth ₹250 upon joining.". To claim this joining perk, cardholders typically need to activate the card and complete a qualifying initial transaction within 30 to 60 days of card issuance.
Key highlights include High reward value (1 Point = ₹1) which is excellent for an entry-level travel card and Great 3% flat return on travel bookings via the Adani One ecosystem. However, keep in mind that Rewards are strictly locked into the Adani One ecosystem for redemption and High annual fee waiver milestone (₹1.5 Lakhs) for a card with a ₹750 fee. Overall, ICICI Adani One Platinum Credit Card delivers strong value if your regular spending aligns with Travel, Rewards.
Yes, ICICI Adani One Platinum Credit Card includes a 1% fuel surcharge waiver for fuel spends typically between ₹400 and ₹4,000 at all government and private fuel stations in India. (1% fuel surcharge waiver across all petrol pumps in India on transactions up to ₹4). The monthly waiver is subject to a cap, and GST charged on the surcharge is non-refundable.
