CSB BankLifetime Free

Jupiter Edge+ CSB Bank Credit Card

Last updated: 19 September 2026

Welcome offerLifetime free card; no specific introductory cashback offer published in MITC
Annual fee
Lifetime Free
Reward rate
10% on select shopping brands, 5% on select travel brands, 1% on UPI and other spends
Editorial score guidance
700+
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Free to apply via CardsGuruji · subject to issuer approval

Jupiter Edge+ CSB Bank Credit Card | CardsGuruji
RuPay
Rewards

How the rewards work

What you earn on every spend, and the ways you can cash it in.

You earn

10% on select shopping brands, 5% on select travel brands, 1% on UPI and other spends

Cashback is credited via the Jupiter app. The card is lifetime free with no annual renewal fee. Rewards are subject to caps and terms as per the Key Fact Statement.

Reward currency
Cashback
Card network
RuPay
Perks

What you get with this card

The privileges that come bundled in, beyond the reward points.

  • Lifetime free annual fee

  • 10% cashback on select shopping

  • 5% cashback on select travel

  • 1% cashback on UPI spends

Our verdict

Pros & cons

An honest read on where this card earns its keep — and where it doesn't.

What we like

  • Lifetime free annual fee

  • High cashback on shopping and travel

  • UPI cashback

What to watch out for

  • RuPay network only

  • Cashback caps on high-value categories

Costs

Fees & charges

Everything the issuer can bill you for, in one place.

Annual fee
₹0Lifetime free — no renewal charge

Other charges

Applied only when the situation arises

Foreign currency markup
3.5% + GST
Late payment
₹300 to ₹1,300 based on due amount
Returned payment
₹500

Interest rates

Charged on any balance you carry forward

Purchases
3.5% per month (42% p.a.)
Balance transfer
3.5% per month
Cash advance
3.5% per month
Eligibility

Credit-score and eligibility guidance

Issuer-stated requirements and CardsGuruji guidance are shown separately.

700+out of 900
CardsGuruji editorial guidance: 700+

What this means for your application

  • A score range is general guidance, not an issuer's eligibility requirement.
  • Issuers independently assess income, employment, existing obligations, repayment history and other criteria.
  • Check the issuer's current eligibility terms before applying; no score guarantees approval.

Note: A displayed score is editorial guidance only unless separately identified as an issuer-stated requirement.

FAQs About Jupiter Edge+ CSB Bank Credit Card

Everything you need to know about Jupiter Edge+ CSB Bank Credit Card fees, reward conversion, lounge access, and application eligibility.

Yes, Jupiter Edge+ CSB Bank Credit Card is issued as a Lifetime Free (LTF) credit card with ₹0 joining fee and ₹0 annual renewal fee. Cardholders do not need to hit an annual spend target to waive the fee. Standard GST is only applicable on interest or fee-based services if incurred.

Jupiter Edge+ CSB Bank Credit Card earns Cashback at a primary rate of 10% on select shopping brands, 5% on select travel brands, 1% on UPI and other spends. Specifically, Cashback is credited via the Jupiter app. The card is lifetime free with no annual renewal fee. Rewards are subject to caps and terms as per the Key Fact Statement.. Spends in Shopping, Travel, Lifestyle categories provide the maximum valueback per transaction on this card.

Yes, because Jupiter Edge+ CSB Bank Credit Card is on the RuPay network, you can link it directly to any UPI application including Google Pay, PhonePe, Paytm, and BHIM. This allows you to scan merchant QR codes at local stores and pay from your credit card account while earning reward points.

Yes, Jupiter Edge+ CSB Bank Credit Card features complimentary airport lounge privileges. Cardholders receive complimentary lounge entries per quarter at participating domestic and/or international airports in India. Note that banks frequently require a minimum spend (typically ₹35,000 to ₹50,000) in the previous calendar quarter to unlock complimentary lounge access.

A CIBIL credit score of 700 or above is strongly recommended for approval of Jupiter Edge+ CSB Bank Credit Card. Applicants should be Indian residents aged 21 to 65 years with a stable monthly income (salaried or self-employed with ITR) and no recent payment defaults or high credit utilization over 30%.

Jupiter Edge+ CSB Bank Credit Card levies a forex markup fee of 3.5% + GST on transactions processed in foreign currencies. For cross-border shopping and overseas travel, remember that standard 18% GST applies on the markup charge.

Jupiter Edge+ CSB Bank Credit Card currently features a welcome offer: "Lifetime free card; no specific introductory cashback offer published in MITC". To claim this joining perk, cardholders typically need to activate the card and complete a qualifying initial transaction within 30 to 60 days of card issuance.

Key highlights include Lifetime free annual fee and High cashback on shopping and travel. However, keep in mind that RuPay network only and Cashback caps on high-value categories. Overall, Jupiter Edge+ CSB Bank Credit Card delivers strong value if your regular spending aligns with Shopping, Travel, Lifestyle.

You can apply for Jupiter Edge+ CSB Bank Credit Card directly through CSB Bank's official website or digital portal. Essential documents include your PAN card, Aadhaar card for video KYC, proof of address, and recent income documentation (3 months' salary slips or latest ITR with computation). Decisions are typically communicated within 2 to 4 working days.