CardsGurujiCompare · Choose · SaveCheck all categoriesCheck all issuers
⌘K
Card Categories
Pick a card that matches how you actually spend.
Card Issuers
Explore cards from India's leading banks.
Last updated: 17 October 2026
Free to apply via CardsGuruji · subject to issuer approval
What you earn on every spend, and the ways you can cash it in.
You earn
Up to 8X Reward Points
Earn an accelerated 8 Reward Points per ₹150 spent on select categories including Airlines, Travel Agencies, Departmental Stores, and Durable Goods. Earn 4 Reward Points per ₹150 on all other categories, which doubles to 8 Reward Points once your annual spends exceed ₹2 Lakhs.
Redeem for
The privileges that come bundled in, beyond the reward points.
Milestone Cinema: Spend ₹1,25,000 every 6 months to unlock 4 free PVR movie tickets, or opt to receive 10,000 bonus reward points instead
Fee Reversal: The modest annual renewal fee of ₹499 is completely waived when you spend just ₹50,000 in the previous year
League Shield: Enjoy peace of mind with a complimentary cover of ₹1,25,000 against fraudulent usage up to 7 days pre-reporting
Surcharge Waivers: Benefit from a 1% fuel surcharge waiver (capped at ₹3,500 yearly) and a railway surcharge waiver (capped at ₹500 yearly)
An honest read on where this card earns its keep — and where it doesn't.
Very accessible entry-level card with no joining fee and a low annual fee of ₹499
Extremely easy annual fee waiver target of just ₹50,000
Strong semi-annual milestone benefit yielding 4 free PVR tickets for modest spenders
Provides up to 8X accelerated rewards on travel and departmental store purchases
The monetary value of Reward Points is quite low (₹0.07 to ₹0.10 per point), resulting in a poor overall cashback rate (max 0.53%)
No complimentary domestic or international airport lounge access
Does not provide rewards on wallet loads
EMI transactions, education, or fuel
Everything the issuer can bill you for, in one place.
Applied only when the situation arises
Charged on any balance you carry forward
Fee waiver: most issuers waive the renewal fee once your yearly spends cross a set threshold. Confirm the exact criteria with Kotak Mahindra Bank before you apply.
Issuer-stated requirements and CardsGuruji guidance are shown separately.
Note: A displayed score is editorial guidance only unless separately identified as an issuer-stated requirement.
See how Kotak League Platinum Credit Card stacks up against competing cards on reward rates, annual charges, and milestone perks.
Use our customizable comparison tool to benchmark fees, lounge access, and rewards.
Stay informed with recent credit card news, policy updates, and expert guides for Kotak League Platinum Credit Card.
A roundup of credit card offers from HDFC, SBI, ICICI, Axis and others for Flipkart's Big Billion Sale 2026.
Unlock massive savings during the 2026 Amazon Great Indian Festival! Discover the top credit cards from ICICI, SBI, and HDFC that offer the best instant discounts, unlimited cashback, and ultimate shopping perks.
RBI's new rules from October 15, 2026 reshape fees, rewards and eligibility for UPI and credit cards in India.
Everything you need to know about Kotak League Platinum Credit Card fees, reward conversion, lounge access, and application eligibility.
Kotak League Platinum Credit Card has an annual fee of ₹499 plus 18% GST. Most cardholders can get subsequent annual renewal fees waived by reaching the bank's annual milestone spend threshold. Additionally, the initial fee is often offset by welcome privileges like "Begin your rewarding journey with a ₹0 joining fee for the first year, making it completely accessible to new cardholders.".
Kotak League Platinum Credit Card earns Premier Reward Points at a primary rate of Up to 8X Reward Points. Specifically, Earn an accelerated 8 Reward Points per ₹150 spent on select categories including Airlines, Travel Agencies, Departmental Stores, and Durable Goods. Earn 4 Reward Points per ₹150 on all other categories, which doubles to 8 Reward Points once your annual spends exceed ₹2 Lakhs.. Spends in Entry Level, Rewards, Shopping, Movies, Entertainment categories provide the maximum valueback per transaction on this card.
Rewards earned on Kotak League Platinum Credit Card can be redeemed for Statement Cashback (1 RP = ₹0.07), Rewards Catalogue (Mobile Recharge, Vouchers at 1 RP = ₹0.10) via Kotak Mahindra Bank's official rewards portal or mobile banking app. Points earned remain valid for 24 months from the transaction date before expiring.
A CIBIL credit score of 700 or above is strongly recommended for approval of Kotak League Platinum Credit Card. Applicants should be Indian residents aged 21 to 65 years with a stable monthly income (salaried or self-employed with ITR) and no recent payment defaults or high credit utilization over 30%.
Kotak League Platinum Credit Card is issued on the Visa network with worldwide acceptance at over 30 million merchant establishments and online portals. International transactions, contactless tap-to-pay (up to ₹5,000 without PIN), and tokenized payments are supported once enabled in your banking app.
Kotak League Platinum Credit Card levies a forex markup fee of 3.50% + GST on transactions processed in foreign currencies. For cross-border shopping and overseas travel, remember that standard 18% GST applies on the markup charge.
Kotak League Platinum Credit Card currently features a welcome offer: "Begin your rewarding journey with a ₹0 joining fee for the first year, making it completely accessible to new cardholders.". To claim this joining perk, cardholders typically need to activate the card and complete a qualifying initial transaction within 30 to 60 days of card issuance.
Key highlights include Very accessible entry-level card with no joining fee and a low annual fee of ₹499 and Extremely easy annual fee waiver target of just ₹50. However, keep in mind that The monetary value of Reward Points is quite low (₹0.07 to ₹0.10 per point) and resulting in a poor overall cashback rate (max 0.53%). Overall, Kotak League Platinum Credit Card delivers strong value if your regular spending aligns with Entry Level, Rewards, Shopping, Movies, Entertainment.
Kotak League Platinum Credit Card is focused on Entry Level and Rewards and Shopping and Movies and Entertainment valueback and does not include unconditional complimentary airport lounge visits as a core benefit. If lounge access is a deciding factor for your travels, consider pairing this with a dedicated premium travel credit card.
Yes, Kotak League Platinum Credit Card includes a 1% fuel surcharge waiver for fuel spends typically between ₹400 and ₹4,000 at all government and private fuel stations in India. (Surcharge Waivers: Benefit from a 1% fuel surcharge waiver (capped at ₹3). The monthly waiver is subject to a cap, and GST charged on the surcharge is non-refundable.
