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Last updated: 17 October 2026
Free to apply via CardsGuruji · subject to issuer approval
What you earn on every spend, and the ways you can cash it in.
You earn
Milestone-Driven Ticket Allocation
This card bypasses traditional reward points entirely in favor of direct cinematic value. Spend ₹10,000 within a monthly billing cycle to receive 1 complimentary PVR INOX movie ticket. Accelerate your spends to ₹15,000 within the same monthly cycle to unlock 2 complimentary PVR INOX movie tickets.
Redeem for
The privileges that come bundled in, beyond the reward points.
Cinematic Gastronomy: Enjoy a flat 15% discount on food and beverage purchases across all PVR INOX cinemas in India
Box Office Cashback: Earn a flat 5% cashback on movie tickets purchased directly at the PVR INOX box office
VIP Access: Gain access to exclusive movie premieres and special PVR INOX screening events
Surcharge Relief: 1% fuel surcharge waiver across all Indian petrol pumps (valid on transactions between ₹500 and ₹3,000)
An honest read on where this card earns its keep — and where it doesn't.
Incredible return on investment for movie buffs; spending ₹15,000 yields 2 tickets (worth up to ₹800), equating to an effective 5.3% return
Monthly evaluation cycle means you get rewarded 12 times a year, rather than waiting for annual milestones
Excellent 15% ongoing discount on the notoriously expensive cinema food and beverages
No joining fee for the first year lowers the barrier to entry
Zero base reward points or cashback on daily spends; you only earn value if you hit the ₹10k or ₹15k monthly milestones
Complimentary tickets are capped at a maximum base fare (usually ₹400) and cannot be used for premium formats like IMAX
Gold Class, or Director's Cut without paying the difference
The ₹499 annual fee cannot be waived via a spend milestone
Lacks general lifestyle perks and airport lounge access
Everything the issuer can bill you for, in one place.
Applied only when the situation arises
Charged on any balance you carry forward
Fee waiver: most issuers waive the renewal fee once your yearly spends cross a set threshold. Confirm the exact criteria with Kotak Mahindra Bank before you apply.
Issuer-stated requirements and CardsGuruji guidance are shown separately.
Note: A displayed score is editorial guidance only unless separately identified as an issuer-stated requirement.
See how Kotak PVR INOX Credit Card stacks up against competing cards on reward rates, annual charges, and milestone perks.
Use our customizable comparison tool to benchmark fees, lounge access, and rewards.
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Everything you need to know about Kotak PVR INOX Credit Card fees, reward conversion, lounge access, and application eligibility.
Kotak PVR INOX Credit Card has an annual fee of ₹499 plus 18% GST. Most cardholders can get subsequent annual renewal fees waived by reaching the bank's annual milestone spend threshold. Additionally, the initial fee is often offset by welcome privileges like "Step onto the red carpet with zero joining fees for the first year, making it effortlessly accessible for all cinema enthusiasts.".
Kotak PVR INOX Credit Card earns Movie Tickets at a primary rate of Milestone-Driven Ticket Allocation. Specifically, This card bypasses traditional reward points entirely in favor of direct cinematic value. Spend ₹10,000 within a monthly billing cycle to receive 1 complimentary PVR INOX movie ticket. Accelerate your spends to ₹15,000 within the same monthly cycle to unlock 2 complimentary PVR INOX movie tickets.. Spends in Movies, Entertainment, Rewards categories provide the maximum valueback per transaction on this card.
Rewards earned on Kotak PVR INOX Credit Card can be redeemed for PVR INOX Website & App, PVR INOX Box Office via Kotak Mahindra Bank's official rewards portal or mobile banking app. Points earned remain valid for 3 months from the transaction date before expiring.
A CIBIL credit score of 710 or above is strongly recommended for approval of Kotak PVR INOX Credit Card. Applicants should be Indian residents aged 21 to 65 years with a stable monthly income (salaried or self-employed with ITR) and no recent payment defaults or high credit utilization over 30%.
Kotak PVR INOX Credit Card is issued on the Visa network with worldwide acceptance at over 30 million merchant establishments and online portals. International transactions, contactless tap-to-pay (up to ₹5,000 without PIN), and tokenized payments are supported once enabled in your banking app.
Kotak PVR INOX Credit Card levies a forex markup fee of 3.50% + GST on transactions processed in foreign currencies. For cross-border shopping and overseas travel, remember that standard 18% GST applies on the markup charge.
Kotak PVR INOX Credit Card currently features a welcome offer: "Step onto the red carpet with zero joining fees for the first year, making it effortlessly accessible for all cinema enthusiasts.". To claim this joining perk, cardholders typically need to activate the card and complete a qualifying initial transaction within 30 to 60 days of card issuance.
Key highlights include Incredible return on investment for movie buffs; spending ₹15 and 000 yields 2 tickets (worth up to ₹800). However, keep in mind that Zero base reward points or cashback on daily spends; you only earn value if you hit the ₹10k or ₹15k monthly milestones and Complimentary tickets are capped at a maximum base fare (usually ₹400) and cannot be used for premium formats like IMAX. Overall, Kotak PVR INOX Credit Card delivers strong value if your regular spending aligns with Movies, Entertainment, Rewards.
Kotak PVR INOX Credit Card is focused on Movies and Entertainment and Rewards valueback and does not include unconditional complimentary airport lounge visits as a core benefit. If lounge access is a deciding factor for your travels, consider pairing this with a dedicated premium travel credit card.
Yes, Kotak PVR INOX Credit Card includes a 1% fuel surcharge waiver for fuel spends typically between ₹400 and ₹4,000 at all government and private fuel stations in India. (Surcharge Relief: 1% fuel surcharge waiver across all Indian petrol pumps (valid on transactions between ₹500 and ₹3). The monthly waiver is subject to a cap, and GST charged on the surcharge is non-refundable.
