Kotak Solitaire Credit Card

Kotak Solitaire Credit Card earns Air Miles at a primary rate of Up to 10 Air Miles per ₹100. Specifically, Earn an exceptional 10 Air Miles for every ₹100 spent on flights and hotels via the Kotak Unbox portal (capped at 1,00,000 Air Miles per statement cycle). Earn a baseline of 3 Air Miles for every ₹100 spent on other eligible retail transactions. Note: International spends earn zero Air Miles.. Spends in Super Premium, Travel, Lifetime Free categories provide the maximum valueback per transaction on this card.

Rewards earned on Kotak Solitaire Credit Card can be redeemed for Kotak Unbox (1 Air Mile = ₹1 for Flights & Hotels), Airline Partners (e.g., Air India at 1:1 ratio), Gift Vouchers (1 Air Mile = ₹0.50) via Kotak Mahindra Bank's official rewards portal or mobile banking app. Points earned remain valid for 36 months from the transaction date before expiring.

Yes, Kotak Solitaire Credit Card features complimentary airport lounge privileges. Privileges include: "unlimited complimentary domestic and international airport lounge access for both the primary cardholder and all add-on cardholders". Note that banks frequently require a minimum spend (typically ₹35,000 to ₹50,000) in the previous calendar quarter to unlock complimentary lounge access.

A CIBIL credit score of 780 or above is strongly recommended for approval of Kotak Solitaire Credit Card. Applicants should be Indian residents aged 21 to 65 years with a stable monthly income (salaried or self-employed with ITR) and no recent payment defaults or high credit utilization over 30%.

Kotak Solitaire Credit Card is issued on the Visa network with worldwide acceptance at over 30 million merchant establishments and online portals. International transactions, contactless tap-to-pay (up to ₹5,000 without PIN), and tokenized payments are supported once enabled in your banking app.

Kotak Solitaire Credit Card levies a forex markup fee of 0% (Zero Forex Markup) on transactions processed in foreign currencies. For cross-border shopping and overseas travel, remember that standard 18% GST applies on the markup charge.

Kotak Solitaire Credit Card currently features a welcome offer: "An invite-only metal card experience. The joining and annual fees are permanently waived as long as you maintain your Kotak Solitaire banking programme status.". To claim this joining perk, cardholders typically need to activate the card and complete a qualifying initial transaction within 30 to 60 days of card issuance.

Key highlights include Unbeatable lounge benefit: unlimited domestic and international access for primary and add-on cardholders and True 0% foreign markup fee makes international spending incredibly cost-effective. However, keep in mind that Highly restrictive eligibility; requires massive Kotak banking relationship balances to acquire and International spends. Overall, Kotak Solitaire Credit Card delivers strong value if your regular spending aligns with Super Premium, Travel, Lifetime Free.

Yes, Kotak Solitaire Credit Card includes a 1% fuel surcharge waiver for fuel spends typically between ₹400 and ₹4,000 at all government and private fuel stations in India. (Fuel Relief: 1% fuel surcharge waiver on transactions between ₹400 and ₹7). The monthly waiver is subject to a cap, and GST charged on the surcharge is non-refundable.