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Last updated: 14 October 2026
Free to apply via CardsGuruji · subject to issuer approval
What you earn on every spend, and the ways you can cash it in.
You earn
Up to 6% myCash on MakeMyTrip
Earn 6 myCash per ₹100 (6%) on MakeMyTrip hotel bookings. Earn 3 myCash per ₹100 (3%) on MakeMyTrip flights, holiday packages, cabs, and bus bookings. Earn 1 myCash per ₹100 (1%) on other domestic retail spends (excluding fuel and rent). Insurance spends earn 1 myCash per ₹100 (capped at 1,000 myCash/year). 1 myCash = ₹1 on MakeMyTrip.
Redeem for
The privileges that come bundled in, beyond the reward points.
Welcome Voucher: Receive a ₹1,000 MakeMyTrip voucher upon paying the joining fee
Annual Voucher: Receive a ₹1,000 MakeMyTrip hotel voucher upon paying the annual renewal fee
Annual fee of ₹999 is waived if you spend ₹3,00,000 or more in an anniversary year
8 complimentary Domestic Airport Lounge visits per year (2 per quarter)
1 complimentary International Airport Lounge visit per year
25% discount on BookMyShow (up to ₹150 off on the second ticket, twice a month)
Low foreign currency markup fee of 0.99% on international transactions
An honest read on where this card earns its keep — and where it doesn't.
Excellent low forex markup (0.99%) for a card with an affordable ₹999 fee
Welcome and renewal vouchers completely offset the annual fee costs
Unlimited myCash accumulation (1 myCash = ₹1) with no expiration date
Available on the RuPay network for convenient UPI linkage
Rewards are strictly locked into the MakeMyTrip ecosystem
Base reward rate of 1% on general offline/online spending is quite low
High annual fee waiver milestone (₹3 Lakhs) for an entry-level travel card
No fuel surcharge waiver is provided on this variant
Everything the issuer can bill you for, in one place.
Applied only when the situation arises
Charged on any balance you carry forward
Fee waiver: most issuers waive the renewal fee once your yearly spends cross a set threshold. Confirm the exact criteria with ICICI Bank before you apply.
Issuer-stated requirements and CardsGuruji guidance are shown separately.
Note: A displayed score is editorial guidance only unless separately identified as an issuer-stated requirement.
See how MakeMyTrip ICICI Bank Credit Card stacks up against competing cards on reward rates, annual charges, and milestone perks.
Use our customizable comparison tool to benchmark fees, lounge access, and rewards.
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Everything you need to know about MakeMyTrip ICICI Bank Credit Card fees, reward conversion, lounge access, and application eligibility.
MakeMyTrip ICICI Bank Credit Card has an annual fee of ₹999 plus 18% GST. Most cardholders can get subsequent annual renewal fees waived by reaching the bank's annual milestone spend threshold. Additionally, the initial fee is often offset by welcome privileges like "₹1,000 MakeMyTrip Voucher and complimentary MMTBLACK Gold Tier Membership upon payment of the joining fee.".
MakeMyTrip ICICI Bank Credit Card earns myCash at a primary rate of Up to 6% myCash on MakeMyTrip. Specifically, Earn 6 myCash per ₹100 (6%) on MakeMyTrip hotel bookings. Earn 3 myCash per ₹100 (3%) on MakeMyTrip flights, holiday packages, cabs, and bus bookings. Earn 1 myCash per ₹100 (1%) on other domestic retail spends (excluding fuel and rent). Insurance spends earn 1 myCash per ₹100 (capped at 1,000 myCash/year). 1 myCash = ₹1 on MakeMyTrip.. Spends in Travel, Entry Level categories provide the maximum valueback per transaction on this card.
Yes, because MakeMyTrip ICICI Bank Credit Card is on the RuPay network, you can link it directly to any UPI application including Google Pay, PhonePe, Paytm, and BHIM. This allows you to scan merchant QR codes at local stores and pay from your credit card account while earning reward points.
Rewards earned on MakeMyTrip ICICI Bank Credit Card can be redeemed for MakeMyTrip (Flights, Hotels, Holidays, Cabs) via ICICI Bank's official rewards portal or mobile banking app. Points typically carry a multi-year validity period, though regular redemption against high-value vouchers or statement balances is advised.
Yes, MakeMyTrip ICICI Bank Credit Card features complimentary airport lounge privileges. Privileges include: "8 complimentary Domestic Airport Lounge visits per year (2 per quarter)". Note that banks frequently require a minimum spend (typically ₹35,000 to ₹50,000) in the previous calendar quarter to unlock complimentary lounge access.
A CIBIL credit score of 720 or above is strongly recommended for approval of MakeMyTrip ICICI Bank Credit Card. Applicants should be Indian residents aged 21 to 65 years with a stable monthly income (salaried or self-employed with ITR) and no recent payment defaults or high credit utilization over 30%.
MakeMyTrip ICICI Bank Credit Card levies a forex markup fee of 0.99% + GST on transactions processed in foreign currencies. For cross-border shopping and overseas travel, remember that standard 18% GST applies on the markup charge.
MakeMyTrip ICICI Bank Credit Card currently features a welcome offer: "₹1,000 MakeMyTrip Voucher and complimentary MMTBLACK Gold Tier Membership upon payment of the joining fee.". To claim this joining perk, cardholders typically need to activate the card and complete a qualifying initial transaction within 30 to 60 days of card issuance.
Key highlights include Excellent low forex markup (0.99%) for a card with an affordable ₹999 fee and Welcome and renewal vouchers completely offset the annual fee costs. However, keep in mind that Rewards are strictly locked into the MakeMyTrip ecosystem and Base reward rate of 1% on general offline/online spending is quite low. Overall, MakeMyTrip ICICI Bank Credit Card delivers strong value if your regular spending aligns with Travel, Entry Level.
You can apply for MakeMyTrip ICICI Bank Credit Card directly through ICICI Bank's official website or digital portal. Essential documents include your PAN card, Aadhaar card for video KYC, proof of address, and recent income documentation (3 months' salary slips or latest ITR with computation). Decisions are typically communicated within 2 to 4 working days.
