RBL Bank

RBL Bank Bajaj Finserv SuperCard

Last updated: 28 September 2026

Welcome offer4000 Points
Annual fee
₹ 499
Reward rate
2 Points per ₹100
Editorial score guidance
700+
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Free to apply via CardsGuruji · subject to issuer approval

RBL Bank Bajaj Finserv SuperCard | CardsGuruji
Visa
Rewards

How the rewards work

What you earn on every spend, and the ways you can cash it in.

You earn

2 Points per ₹100

12X on Online, 1 Point = ₹0.25

Reward currency
Points
Card network
Visa
Perks

What you get with this card

The privileges that come bundled in, beyond the reward points.

  • Emergency Advance (Interest Free Cash)

  • Airport Lounge

Our verdict

Pros & cons

An honest read on where this card earns its keep — and where it doesn't.

What we like

  • Interest free cash withdrawal

  • High online rewards

What to watch out for

  • High interest rate

Costs

Fees & charges

Everything the issuer can bill you for, in one place.

Annual fee
₹499Charged every year from the second year

Other charges

Applied only when the situation arises

Balance transfer
1%
Foreign currency markup
3.5% + GST
Late payment
₹1300
Returned payment
₹500

Interest rates

Charged on any balance you carry forward

Purchases
3.99%
Balance transfer
3.99%
Cash advance
3.99%

Fee waiver: most issuers waive the renewal fee once your yearly spends cross a set threshold. Confirm the exact criteria with RBL Bank before you apply.

Eligibility

Credit-score and eligibility guidance

Issuer-stated requirements and CardsGuruji guidance are shown separately.

700+out of 900
CardsGuruji editorial guidance: 700+

What this means for your application

  • A score range is general guidance, not an issuer's eligibility requirement.
  • Issuers independently assess income, employment, existing obligations, repayment history and other criteria.
  • Check the issuer's current eligibility terms before applying; no score guarantees approval.

Note: A displayed score is editorial guidance only unless separately identified as an issuer-stated requirement.

FAQs About RBL Bank Bajaj Finserv SuperCard

Everything you need to know about RBL Bank Bajaj Finserv SuperCard fees, reward conversion, lounge access, and application eligibility.

RBL Bank Bajaj Finserv SuperCard has an annual fee of ₹499 plus 18% GST. Most cardholders can get subsequent annual renewal fees waived by reaching the bank's annual milestone spend threshold. Additionally, the initial fee is often offset by welcome privileges like "4000 Points".

RBL Bank Bajaj Finserv SuperCard earns Points at a primary rate of 2 Points per ₹100. Specifically, 12X on Online, 1 Point = ₹0.25. Spends in Co-branded categories provide the maximum valueback per transaction on this card.

Yes, RBL Bank Bajaj Finserv SuperCard features complimentary airport lounge privileges. Privileges include: "Airport Lounge". Note that banks frequently require a minimum spend (typically ₹35,000 to ₹50,000) in the previous calendar quarter to unlock complimentary lounge access.

A CIBIL credit score of 700 or above is strongly recommended for approval of RBL Bank Bajaj Finserv SuperCard. Applicants should be Indian residents aged 21 to 65 years with a stable monthly income (salaried or self-employed with ITR) and no recent payment defaults or high credit utilization over 30%.

RBL Bank Bajaj Finserv SuperCard is issued on the Visa network with worldwide acceptance at over 30 million merchant establishments and online portals. International transactions, contactless tap-to-pay (up to ₹5,000 without PIN), and tokenized payments are supported once enabled in your banking app.

RBL Bank Bajaj Finserv SuperCard levies a forex markup fee of 3.5% + GST on transactions processed in foreign currencies. For cross-border shopping and overseas travel, remember that standard 18% GST applies on the markup charge.

RBL Bank Bajaj Finserv SuperCard currently features a welcome offer: "4000 Points". To claim this joining perk, cardholders typically need to activate the card and complete a qualifying initial transaction within 30 to 60 days of card issuance.

Key highlights include Interest free cash withdrawal and High online rewards. However, keep in mind that High interest rate. Overall, RBL Bank Bajaj Finserv SuperCard delivers strong value if your regular spending aligns with Co-branded.

You can apply for RBL Bank Bajaj Finserv SuperCard directly through RBL Bank's official website or digital portal. Essential documents include your PAN card, Aadhaar card for video KYC, proof of address, and recent income documentation (3 months' salary slips or latest ITR with computation). Decisions are typically communicated within 2 to 4 working days.