Yes Bank

Yes Marquee

Last updated: 29 September 2026

Welcome offer60,000 Points
Annual fee
₹ 9,999
Reward rate
36 Points online / 18 offline
Editorial score guidance
760+
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Free to apply via CardsGuruji · subject to issuer approval

Yes Marquee | CardsGuruji
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Rewards

How the rewards work

What you earn on every spend, and the ways you can cash it in.

You earn

36 Points online / 18 offline

High reward rate

Reward currency
Points
Card network
Visa · Mastercard
Perks

What you get with this card

The privileges that come bundled in, beyond the reward points.

  • Unlimited Intl Lounge (+Guest)

  • 1% Forex

Our verdict

Pros & cons

An honest read on where this card earns its keep — and where it doesn't.

What we like

  • Guest Lounge Access

  • Low Forex

What to watch out for

  • High fee

Costs

Fees & charges

Everything the issuer can bill you for, in one place.

Annual fee
₹9,999Charged every year from the second year

Other charges

Applied only when the situation arises

Balance transfer
1%
Foreign currency markup
1% + GST
Late payment
₹1200
Returned payment
₹500

Interest rates

Charged on any balance you carry forward

Purchases
2.99%
Balance transfer
2.99%
Cash advance
2.99%

Fee waiver: most issuers waive the renewal fee once your yearly spends cross a set threshold. Confirm the exact criteria with Yes Bank before you apply.

Eligibility

Credit-score and eligibility guidance

Issuer-stated requirements and CardsGuruji guidance are shown separately.

760+out of 900
CardsGuruji editorial guidance: 760+

What this means for your application

  • A score range is general guidance, not an issuer's eligibility requirement.
  • Issuers independently assess income, employment, existing obligations, repayment history and other criteria.
  • Check the issuer's current eligibility terms before applying; no score guarantees approval.

Note: A displayed score is editorial guidance only unless separately identified as an issuer-stated requirement.

Head to Head

Compare Yes Marquee with Alternatives

See how Yes Marquee stacks up against competing cards on reward rates, annual charges, and milestone perks.

FAQs About Yes Marquee

Everything you need to know about Yes Marquee fees, reward conversion, lounge access, and application eligibility.

Yes Marquee has an annual fee of ₹9,999 plus 18% GST. Most cardholders can get subsequent annual renewal fees waived by reaching the bank's annual milestone spend threshold. Additionally, the initial fee is often offset by welcome privileges like "60,000 Points".

Yes Marquee earns Points at a primary rate of 36 Points online / 18 offline. Specifically, High reward rate. Spends in Super Premium, Travel categories provide the maximum valueback per transaction on this card.

Yes, Yes Marquee features complimentary airport lounge privileges. Privileges include: "Unlimited Intl Lounge (+Guest)". Note that banks frequently require a minimum spend (typically ₹35,000 to ₹50,000) in the previous calendar quarter to unlock complimentary lounge access.

A CIBIL credit score of 760 or above is strongly recommended for approval of Yes Marquee. Applicants should be Indian residents aged 21 to 65 years with a stable monthly income (salaried or self-employed with ITR) and no recent payment defaults or high credit utilization over 30%.

Yes Marquee is issued on the Visa or Mastercard network with worldwide acceptance at over 30 million merchant establishments and online portals. International transactions, contactless tap-to-pay (up to ₹5,000 without PIN), and tokenized payments are supported once enabled in your banking app.

Yes Marquee levies a forex markup fee of 1% + GST on transactions processed in foreign currencies. For cross-border shopping and overseas travel, remember that standard 18% GST applies on the markup charge.

Yes Marquee currently features a welcome offer: "60,000 Points". To claim this joining perk, cardholders typically need to activate the card and complete a qualifying initial transaction within 30 to 60 days of card issuance.

Key highlights include Guest Lounge Access and Low Forex. However, keep in mind that High fee. Overall, Yes Marquee delivers strong value if your regular spending aligns with Super Premium, Travel.

You can apply for Yes Marquee directly through Yes Bank's official website or digital portal. Essential documents include your PAN card, Aadhaar card for video KYC, proof of address, and recent income documentation (3 months' salary slips or latest ITR with computation). Decisions are typically communicated within 2 to 4 working days.