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Author

Ruby

Hi, I’m Ruby! I’m a digital storyteller, news junkie, and full-time content writer. I spend my days tracking down the latest news stories, analyzing trends, and writing blogs that people actually want to read. I believe that good writing is about more than just hitting a word count—it’s about answering questions, sparking conversations, and connecting with an audience. From breaking news updates to deep-dive thought leadership pieces, I love bringing ideas to life on the screen.

11 articles·5 blogs·6 news

All11 Blogs5 News6

Comparision23 Oct 2026, 06:30 pm

IDFC FIRST Bank Credit Cards 2026 Comparison: WOW vs Select vs Wealth—Fees, Rewards, Lounge, Best Picks

Tired of hidden credit card fees and expiring reward points? IDFC First Bank is shaking up the market with their genuinely Lifetime Free credit cards, zero-interest ATM cash withdrawals, and never-expiring rewards. In this ultimate guide, we break down the core benefits of IDFC cards and compare the popular WOW, Select, and Wealth tiers so you can decide which one actually deserves a spot in your wallet.

Read Blog→

Banking17 Oct 2026, 06:30 pm

Fairfax Gets Cabinet Nod for IDBI Bank Control; RBI, CCI and CSB Bank Questions Remain

The Cabinet Committee on Economic Affairs has approved a Fairfax-backed buyer for a 60.72% stake in IDBI Bank at ₹52,878.08 crore. RBI and CCI approvals are pending, and Fairfax’s CSB Bank holding remains unresolved.

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Shopping9 Oct 2026, 06:30 pm

Decoding the 2026 Festive Tech Squeeze: Why Amazon and Flipkart are Breaking Sales Records Despite Price Hikes

Despite recent price hikes in the tech sector, Amazon and Flipkart are breaking sales records in 2026. Discover how smart shoppers are bypassing inflated costs using premium credit card offers, extended EMIs, and strategic financing to score genuine electronics deals this festive season.

Read Blog→

flipkartBig Billion Salebank offers3 Oct 2026, 06:30 pm

Flipkart Big Billion Sale 2026: Credit Card Offers Across Major Indian Banks

A roundup of credit card offers from HDFC, SBI, ICICI, Axis and others for Flipkart's Big Billion Sale 2026.

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Shopping30 Sept 2026, 06:30 pm

The Ultimate Guide to the Best Credit Cards for the Amazon Great Indian Festival 2026

Unlock massive savings during the 2026 Amazon Great Indian Festival! Discover the top credit cards from ICICI, SBI, and HDFC that offer the best instant discounts, unlimited cashback, and ultimate shopping perks.

Read News→

upicredit cardsrbirewards26 Sept 2026, 06:30 pm

UPI vs Credit Cards: What Changed After October 15, 2026

RBI's new rules from October 15, 2026 reshape fees, rewards and eligibility for UPI and credit cards in India.

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financial guide19 Sept 2026, 06:30 pm

Understanding UPI Transaction Charges in India: A Comprehensive Guide

A detailed guide explaining when UPI transactions are free, when fees apply, and how to minimise costs in India.

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premium credit cards18 Jul 2026, 06:30 pm

Top 5 HDFC Credit Cards in India: A Comprehensive Review

Discover the top 5 HDFC credit cards in India, their features, rewards, and benefits, and choose the best one for your needs.

Read News→

guide23 May 2026, 06:30 pm

Beginner’s Guide to Credit Scores: What They Are, Why They Matter, and How to Improve

Unpack how credit scores work and how they impact your financial future. Follow simple steps to check your history, fix errors, and improve your rating today.

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travel23 May 2026, 06:30 pm

No Foreign Fees, Big Rewards: Compare 2026’s Top 5 Travel Credit Cards Today

Discover the top travel cards for international trips. Maximize your rewards, enjoy premium airport lounge access, and save big with zero foreign fees.

Read Blog→

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Author FAQs

About Ruby

How this author's CardsGuruji articles are researched and updated.

Ruby writes credit card guides, comparisons, and industry news for Indian cardholders. Browse the articles on this page to see their latest blogs and news.

Publication frequency varies with product launches, bank fee changes, and reward updates. Check this profile regularly, or follow the Blogs and News sections for new work by Ruby.

For corrections, topic suggestions, or media queries related to Ruby's writing, reach us through the Contact page and mention the article title.